LIFE SETTLEMENTS AND VIATICALS

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• What are they? A sale of your policy for a one time lump sum to a 3rd party investor.
• Is it legal? Yes! 1911 Supreme Court case defined life insurance as no different than any other legally saleable asset, thus creating the foundation of a  multi-billion dollar secondary market which really began 70 years later with the AIDS Epidemic and a substantial need for immediate cash.
• Do I need to have a  terminal illness to qualify?  Not any more.
• Why wouldn’t I just lapse my policy for the cash surrender value instead?  For one thing, the cash surrender value would be 5 to 12 times more if the policy is sold and another is that term insurance has no cash surrender value unless the policy is sold.

FOR MORE INFO: WATCH VIDEO (1.14) BELOW & CONTACT US for CASH IN YOUR POCKET.